Stock Options

Stock options are a large part of equity compensation, and employee ownership plans offer tremendous leverage to build wealth. However, with this leverage comes the responsibility to understand, evaluate and monitor the various plans. Over 12 million people receive employee stock options, and according to an Oppenheimer Funds study:

74% with options know little about them
34% don’t know what kind of options they own
11% allow in-the-money options to expire

At TrustCore, we develop customized comprehensive employee ownership strategies for:
  • Employee Stock Purchase Plan Portfolios
  • Nonqualified Stock Options
  • Incentive Stock Options
  • Restricted Stock Plans

TrustCore Financial advisors interact directly with a company on behalf of our clients, and are involved throughout execution of the strategy. Our strategies incorporate the many complexities presented by these plans, such as:

  • Diversification    
  • Hedging Opportunities    
  • Cash Flow
  • Portfolio Impact   
  • Stock Swaps    Reload Options
  • Vesting    83(b) Elections    
  • Rule 10b5-1 Elections
  • Insider Trading    
  • Rule 144 Limitations    
  • Blackout Periods
  • When to Exercise    
  • What to Exercise    
  • How to Exercise
  • When to Sell   
  • What to Sell    
  • Federal Tax
  • State Tax    
  • Payroll Tax    
  • Alternative Minimum Tax   
  • Gifting Strategies    
  • Employment Termination